html{scroll-padding-top:88px}

html{scroll-behavior:smooth}
body{margin:0}
a{text-decoration:none}
.vt{font-family:'Inter',system-ui,sans-serif;color:#334155;background:#fff;line-height:1.55}
.vt *{box-sizing:border-box}
.vt h1,.vt h2,.vt h3{font-family:'Space Grotesk',system-ui,sans-serif;color:var(--navy);margin:0}
.vt a:focus-visible,.vt button:focus-visible,.vt input:focus-visible,.vt select:focus-visible,.vt textarea:focus-visible,.vt summary:focus-visible{outline:3px solid #0B1F3A;outline-offset:3px}
.vt .wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.vt .btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 24px;border-radius:12px;font:600 16px 'Inter',system-ui,sans-serif;cursor:pointer;transition:background-color .2s,border-color .2s,transform .2s,box-shadow .2s;border:2px solid transparent}
.vt .btn-primary{background:var(--teal);color:#fff}
.vt .btn-primary:hover{background:#066459;transform:translateY(-1px)}
.vt .btn-navy{background:var(--navy);color:#fff}
.vt .btn-navy:hover{background:#14305A}
.vt .btn-ghost{background:#fff;color:var(--navy);border-color:var(--navy)}
.vt .btn-ghost:hover{background:#EAF1F7}
.vt .eyebrow{font-size:14px;font-weight:600;letter-spacing:.14em;color:var(--teal);text-transform:uppercase}
.vt .card{background:#fff;border:1px solid #DDE6EE;border-radius:20px;box-shadow:0 1px 2px rgba(11,31,58,.04),0 8px 24px rgba(11,31,58,.05)}
.vt .nav-link{font-size:15px;font-weight:500;color:var(--navy);padding:10px 4px;border-bottom:2px solid transparent;transition:border-color .2s,color .2s}
.vt .nav-link:hover{border-bottom-color:var(--teal);color:var(--teal)}
.vt .nav-m{display:none;position:relative}
.vt .nav-m summary{list-style:none;display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 16px;border:2px solid var(--navy);border-radius:12px;font:600 16px 'Inter',system-ui,sans-serif;color:var(--navy);cursor:pointer}
.vt .nav-m summary::-webkit-details-marker{display:none}
.vt .nav-m .panel{position:absolute;right:0;top:54px;width:min(300px,86vw);padding:10px;background:#fff;border:1px solid #DDE6EE;border-radius:16px;box-shadow:0 12px 32px rgba(11,31,58,.14);display:flex;flex-direction:column}
.vt .nav-m .panel a{padding:14px 12px;font-size:17px;font-weight:500;color:var(--navy);border-radius:10px}
.vt .nav-m .panel a:hover{background:#F0F6FA}
.vt .link-more{font-size:16px;font-weight:600;color:var(--teal);display:inline-flex;align-items:center;min-height:44px}
.vt .link-more:hover{text-decoration:underline;text-underline-offset:4px}
.vt .field{width:100%;min-height:48px;padding:0 14px;border:1px solid #8A9BB0;border-radius:10px;background:#fff;font:400 16px 'Inter',system-ui,sans-serif;color:#0B1F3A;transition:border-color .2s,box-shadow .2s}
.vt textarea.field{min-height:120px;padding:12px 14px;resize:vertical}
.vt .field:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(8,122,110,.18)}
.vt .field:user-invalid{border-color:#B42318}
.vt .lbl{font-size:15px;font-weight:600;color:var(--navy)}
.vt .sticky-cta{display:none}
@media (max-width: 1040px) {
.vt .nav-d{display:none !important}
.vt .nav-m{display:block}
}
@media (max-width: 760px) {
.vt .sticky-cta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid #DDE6EE;box-shadow:0 -6px 18px rgba(11,31,58,.08)}
.vt .sticky-cta .btn{width:100%}
.vt .foot-pad{padding-bottom:96px !important}
.vt .hide-m{display:none !important}
}
@media (prefers-reduced-motion: reduce) {
html{scroll-behavior:auto}
.vt .btn,.vt .nav-link,.vt .field{transition:none}
.vt .btn-primary:hover{transform:none}
}

.vt .nav-link[aria-current="page"]{border-bottom-color:var(--teal);color:var(--teal)}
.vt .hero{background:#0B1F3A}
.vt .btn-white{background:#fff;color:#0B1F3A}
.vt .btn-white:hover{background:#E3F3F0}
.vt .btn-outline-w{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.vt .btn-outline-w:hover{background:rgba(255,255,255,.12)}
.vt .sec{padding:80px 0}
.vt .ph{position:relative;margin:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;padding:16px;text-align:center;background:linear-gradient(135deg,#D9E6F0 0%,#EEF4F8 100%);border:1px solid #CBDAE6;overflow:hidden;color:#44546A}
.vt .ph svg{opacity:.5}
.vt .ph-t{font-size:15px;font-weight:600;color:#26405E;max-width:34ch;line-height:1.4}
.vt .ph-f{font-size:12px;color:#5B6B80}
.vt .ph-cap{position:absolute;left:14px;bottom:14px;padding:6px 12px;border-radius:999px;background:#fff;color:#0B1F3A;font-size:13px;font-weight:600;box-shadow:0 2px 8px rgba(11,31,58,.18)}
.vt .split{display:flex;flex-wrap:wrap;align-items:center;gap:56px}
.vt .split > *{flex:1 1 440px;min-width:0}
.vt .lines > *{padding:18px 0;border-top:1px solid #DDE6EE}
.vt .lines > *:last-child{border-bottom:1px solid #DDE6EE}
.vt .g-t{font-size:13px;font-weight:600;letter-spacing:.1em;color:#087A6E;text-transform:uppercase}
.vt .callout{padding:18px 22px;border-left:4px solid #087A6E;background:#F4F8FB;border-radius:0 12px 12px 0;font-size:16px;line-height:1.6}
.vt .hero-ph{position:relative;padding:0 0 44px 44px}
.vt .hero-ph .sec-ph{position:absolute;left:0;bottom:0;width:40%;border:6px solid #0B1F3A;box-shadow:0 12px 32px rgba(0,0,0,.3)}
.vt .hero-ph .main-ph{box-shadow:0 24px 60px rgba(0,0,0,.35);justify-content:flex-start;padding-top:56px}
.vt .hero-ph .main-ph .ph-cap{left:auto;right:14px}
.vt .hero-ph .sec-ph .ph-f{display:none}
.vt .hero-ph .sec-ph .ph-t{font-size:13px}
.vt .schema{display:grid;grid-template-columns:1fr 64px 1.05fr 64px 1fr;align-items:center}
.vt .sch-box{background:#fff;border:1px solid #DDE6EE;border-radius:20px;padding:26px 28px;box-shadow:0 1px 2px rgba(11,31,58,.04),0 8px 24px rgba(11,31,58,.05)}
.vt .sch-box ul{margin:14px 0 0;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:8px}
.vt .sch-box li{padding:8px 14px;border-radius:999px;background:#E3F3F0;color:#065E55;font-size:15px;font-weight:600}
.vt .sch-center{background:#0B1F3A;color:#fff;border-radius:20px;padding:26px 24px;text-align:center;box-shadow:0 12px 32px rgba(11,31,58,.18)}
.vt .sch-line{height:3px;background:#087A6E;border-radius:2px;position:relative}
.vt .sch-line::before,.vt .sch-line::after{content:'';position:absolute;top:50%;width:9px;height:9px;border-radius:50%;background:#087A6E;transform:translateY(-50%)}
.vt .sch-line::before{left:-4px}
.vt .sch-line::after{right:-4px}
.vt .steps{margin:44px 0 0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px 28px}
.vt .step{position:relative}
.vt .step .num{position:relative;z-index:1;width:44px;height:44px;border-radius:999px;background:#0B1F3A;color:#fff;font:700 20px 'Space Grotesk',system-ui,sans-serif;display:flex;align-items:center;justify-content:center}
.vt .step::before{content:'';position:absolute;top:21px;left:56px;right:-16px;height:2px;background:#BFD0DD}
.vt .step:nth-child(3n)::before,.vt .step:last-child::before{display:none}
.vt .step h3{margin:16px 0 0;font-size:20px}
.vt .step p{margin:6px 0 0;font-size:16px;line-height:1.55}
.vt .err{display:none;font-size:14px;color:#B42318;margin-top:2px}
.vt .field:user-invalid + .err{display:block}
.vt .field:user-invalid{border-color:#B42318}
.vt .btn[aria-busy="true"]{opacity:.7;pointer-events:none}
.vt .status{margin:0;font-size:15px;line-height:1.5}
.vt .status.ok-box{padding:12px 14px;border-radius:10px;background:#E3F3F0;color:#065E55}
.vt .status.err-box{padding:12px 14px;border-radius:10px;background:#FDECEA;color:#8A1C12}
@media (max-width: 900px) {
.vt .sec{padding:56px 0}
.vt .schema{grid-template-columns:1fr}
.vt .sch-line{width:3px;height:36px;margin:0 auto}
.vt .sch-line::before,.vt .sch-line::after{left:50%;transform:translateX(-50%)}
.vt .sch-line::before{top:-4px}
.vt .sch-line::after{top:auto;bottom:-4px;right:auto}
.vt .steps{grid-template-columns:1fr;gap:28px}
.vt .step{padding-left:64px}
.vt .step .num{position:absolute;left:0;top:0}
.vt .step h3{margin-top:0;padding-top:8px}
.vt .step::before{top:44px;bottom:-28px;left:21px;right:auto;width:2px;height:auto}
.vt .step:nth-child(3n)::before{display:block}
.vt .step:last-child::before{display:none}
.vt .hero-ph{padding-left:0}
.vt .order-first-m{order:-1}
}
@media (max-width: 560px) {
.vt .hero-ph .sec-ph{width:46%}
}

.vt .ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.vt .ph .hp{position:absolute;left:-9999px}
@media print{.vt .sticky-cta{display:none}}